金融援助 奖助金 & 贷款

韦斯特蒙特学院助学金

College grants are awarded to students on the basis of demonstrated financial need through the FAFSA form. The grant is applied each semester directly to the student’s Westmont大学 account.

Cal奖助金 A和B

奖助金 are available to California residents based on demonstrated financial need. The amount of this grant noted on your 金融援助 award is tentative until the State of California finalizes its budget and the California Student Aid Commission notifies the student and Westmont大学 of acceptance to the program. First-time applicants are required to submit grade point average (GPA) verification (typically done by the student’s high school), 以及FAFSA, 不迟于3月2日. Proof of high school graduation, completion of GED or the equivalent is required.

Cal Grant A只提供学费. 资金每学期直接存入学生账户.

Cal Grant B also has a smaller access grant for very high need students. 只有在大一的时候才有访问许可. 大二的时候, 初级, 大四的时候, both the main Cal Grant for tuition and access grant are available to Cal Grant B recipients.

Since both Cal Grant and Westmont Grant funds are awarded on the basis of need, note that receipt of Cal Grant funds will bring an adjustment in Westmont大学 Grant awards. 

联邦佩尔助学金

联邦佩尔助学金 are available to students with exceptional financial need, 由FAFSA确定. 助学金可用于支付学费、杂费和任何食宿费. The grant is applied directly to the student’s Westmont大学 account each semester.

联邦补充教育机会补助金(FSEOG)

这项奖助金是基于证明的财务需要. 这些资金优先给予联邦佩尔助学金获得者. 资金可用于学费, 费用, 校内食宿, and are applied each semester directly to the student’s Westmont大学 account.

联邦教育补助金

This grant is available to a student who agrees to teach as a high-qualified teacher in a high-need field at a designated low-income elementary or secondary school for at least 4 years, within 8 years of completing the program for which the 教 Grant was awarded. Failure to complete the required teaching service results in conversion of the 教 Grant to a Federal Direct Unsubsidized Loan with interest accruing from the date the grant was awarded. 教育资助计划不是基于经济需要, but the student must file a FAFSA and sign an Agreement to Serve (ATS) with the Department of Education each academic year.

Because of the stringent service requirement associated with this program, 教 奖助金 are not made available to Westmont students prior to the 初级 year.

Westmont大学无息贷款

This fund was established by a generous gift from a California foundation and by other gifts from alumni, 并颁发给美国学生.S. Citizens whose family income falls under a certain threshold (determined annually for incoming students based on the amount of available funding) and have graduated from a California high school.

Promissory notes and other necessary application items will be sent from 学生财务服务. 这些文件应退还给学生财务服务. Loan funds are applied directly to the student’s Westmont大学 account each semester.

这种贷款需要一个共同签署人(通常是父母)。.

联邦直接补贴贷款

The Federal Direct Subsidized Loan is based on demonstrated financial need.  The interest is paid by the federal 政府ernment while the student is in school at least half-time or more.  Repayment of this loan begins after the student is no longer enrolled at least half-time.

贷款申请可于网上完成 studentaid.gov. 每学期的贷款收入直接寄给学校.  Please note that the federal 政府ernment charges a fee of approximately 1%, 从每笔支出中扣除哪些. 

First-time borrowers must participate in entrance loan counseling before the funds can be disbursed.  入学贷款咨询可在网上完成 studentaid.gov.

无补贴联邦直接贷款

The Federal Direct Unsubsidized Loan is available to students without regard to financial need, 但学生必须完成FAFSA才能获得资格. Because the loan is not need-based, interest is charged on the loan while the student is in school. Students may choose to and pay the interest due while in school or may opt to defer interest, 在这种情况下，它在还款开始时被添加到贷款中. 所有其他条款(i.e.、利率、延期选择等.) are the same for both the Subsidized and Unsubsidized Federal Direct Loan.

联邦直接附加贷款

The Federal Direct PLUS (parent) Loan allows credit-worthy parents to borrow to assist in meeting the educational costs.  父母 may borrow the difference between the comprehensive costs of attendance (tuition, 费用, 住房, 餐, 书, 个人费用)和学生获得的所有其他经济援助. 

PLUS贷款的申请程序从网上开始 studentaid.gov..  家长应预留最多两周的时间处理申请.  贷款收益分成两部分, one half for fall and the other half for spring; funds are sent directly to Westmont大学.  贷款费用约4.从每次支付中扣除25%. 

选择贷款

选择贷款 are unsecured education loan products administered by a number of banks and other financial institutions.  虽然有其他的母公司贷款, the student is most often the primary borrower; a co-signer is required in most cases.  在大多数情况下, repayment on the loan is deferred until the student leaves or graduates from Westmont, 但利息将会增加.  Because the cost of these loans can vary significantly from lender to lender and are often more expensive than the federal loan programs, 包括PLUS贷款, we strongly encourage students and families to consider the federal loan options prior to looking to private/alternative loans.